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Marine Insurance for Boating on Ruby Lake

Navigate the Sunshine Coast’s gem Ruby Lake with the right boat insurance.

The importance of boat insurance on Ruby Lake

Boating on B.C.’s Ruby Lake isn’t without risk. Boat insurance protects you, your passengers, and your boat. It provides you with needed financial protection when the unexpected happens.

Here’s why you need boat insurance:

  • Boat insurance protects you against an accident, injury, or death liability
  • Property damage
  • Theft, vandalism
  • Boat insurance protects you against a fire on your boat
  • Severe weather
  • Accident with uninsured/underinsured boat
  • Boat insurance can help cover legal fees, medical expenses, and property repairs or replacements

Marine insurance isn’t mandatory for boating on Ruby Lake, but B.C.’s marinas can require it for mooring.

It’s recommended that you have $3 million in liability insurance coverage as part of your boat insurance to protect yourself as a boat owner in British Columbia.

Here’s what you need to know about boating on Ruby Lake:

Where is it?

Ruby Lake is on the northern tip of the lower half of the Sunshine Coast and it’s just south of Earls Cove, near the village of Egmont. The lake is close to two other lakes, North Lake and Klein Lake.

Ruby Lake is home to the Dan Bosch Regional Park.

Where do I launch my boat at Ruby Lake?

The boat launch for Ruby Lake is along Ramp Road, just a short drive from Ruby Lake Resort.

How fast can my boat go on Ruby Lake?

You’ll need to obey the posted speed limits for safety and environmental reasons.

What’s there to do at Ruby Lake?

Water skiing is popular at Ruby Lake and so are paddle sports.

The Ruby Lake Lagoon Nature Reserve Society can help you identify local wildlife during their nature hikes or from the facility onsite that’s tailored for bird watch enthusiasts.

Photographers and birdwatchers flock to the area to see the many species of birds.

You can hike around the perimeter of Ruby Lake. There’s another trail in the area connecting Ruby Lake to Klein Lake. This connector hiking and biking trail makes up a portion of the Suncoaster Trail system.

The Klein Lake Loop Trail connecting the lakes takes about two to three hours but time isn’t really the challenge. The trail from Ruby Lake has some steep climbs during four-kilometre route.

Did you know?

Ruby Lake is coloured mint-green or translucent blue. The lake warms up nicely in the summer.

Are there any beaches?

The Dan Bosch Park has a sandy beach on Lake Ruby.

What about camping?

Camping, cabins, and a motel are available at Ruby Lake.

Is there any fishing?

The lake is home to Kokanee salmon and Cutthroat trout. You’ll need a valid B.C. fishing license.

How do I safely dock my boat?

  1. Always approach the dock slowly, whether you’re at a harbour, marina, or a private dock. Waves caused by a higher speed may disrupt other boaters.
  2. Approach the dock from the right angle. The ideal angle of approach is around 30 degrees. When your boat is within 10 metres of your docking point, shift into neutral and let your momentum carry you to the dock.
  3. Just before your boat touches the dock, turn its steering wheel so that the boat is positioned parallel to the dock.
  4. Once your boat is no longer moving, tie the mooring ropes at the bow and stern to the cleats on the dock.

Tips for safe boating on Ruby Lake

  • You need an appropriate, approved life jacket for each person on board your boat.
  • Know the area where you are boating and be aware of any hazards, such as rocks or logs.
  • Do not drink or do drugs when boating. Both can impair your judgment.
  • Have a bailer or manual bilge pump on board
  • Have a paddle on board
  • Have a sound signaling device (whistle) and flares
  • Have a magnetic compass
  • Have a watertight flashlight if you are operating your boat at night
  • Be aware of the heat and say hydrated
  • Check the weather forecast
  • Make sure someone knows where you are going and when you will return to shore.

Why choose Western for your B.C.
boat insurance?

Expertise

We are a leading Canadian insurance broker that works with our insurance partners to get you the best coverage options to protect your boat.

Competitive pricing

We offer competitive pricing to get you B.C. marine insurance at the best value for you.

Customer service

We are committed to providing excellent customer service and we are always available to answer any questions you may have about your boat insurance needs in British Columbia.

Convenience

We offer a range of online, phone, and in-person services, making it easy for you to get the B.C. marine insurance policy you need and to make changes as needed.