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Marine Insurance for Boating on Cultus Lake

Navigate the natural beauty of Cultus Lake with the right boat insurance.

The importance of boat insurance on
Cultus Lake

Boating on B.C.’s Cultus Lake isn’t without risk. Boat insurance protects you, your passengers, and your boat. It provides you with needed financial protection when the unexpected happens.

Here’s why you need boat insurance:

  • Boat insurance protects you against an accident, injury, or death liability
  • Property damage
  • Theft, vandalism
  • Boat insurance protects you against a fire on your boat
  • Severe weather
  • Accident with uninsured/underinsured boat
  • Boat insurance can help cover legal fees, medical expenses, and property repairs or replacements

Marine insurance isn’t mandatory for boating on Cultus Lake, but marinas can require it for mooring.

It’s recommended that you have $3 million in liability insurance coverage as part of your boat insurance to protect yourself as a boat owner in British Columbia.

Here’s what you need to know about boating on Cultus Lake:

Where is it?

Cultus Lake is in the Fraser Valley region and it’s near the city of Chilliwack. It’s about 100 kilometres from Vancouver.

The lake is considered one of the Lower Mainland’s most beautiful and popular lakes and is known as the “jewel of the Fraser Valley.”

Where do I launch my boat at Cultus Lake?

The public boat launch is at the end of Sunnyside Boulevard and the boat launch for registered campers is at Sunnyside Campground.

How fast can my boat go on Cultus Lake?

There is a speed restriction of 5km/h at the north end of Cultus Lake as buoyed and signed. Speed limits are enforced on the lake.

Cultus Lake is closed to open-air exhaust motors. There are no vessels allowed on certain parts of the lake.

What’s there to do at Cultus Lake?

You can rent a boat, stand-up paddleboard, or bring your own kayak, powerboat, or sail to enjoy Cultus Lake. Water skiers and jet skiers can also enjoy this lake.

Did you know?

Cultus Lake was named with the Chinook jargon word meaning either bad, worthless, or good for nothing, though the same word can also mean free, without purpose, or simply nothing.

Are there any beaches?

Cultus Lake is known for its beautiful, sandy beaches. A favorite beach is Main Beach.

Can dogs go to the beach?

The Cultus Lake dog beach is in front of the Sunnyside Campground. It’s a small section of beach where dogs are welcome to swim and play. There are two other dog swimming areas in the Sunnyside campground. One is next to the boat ramp and the other is at the far side of the campground beach.

What about camping?

There are four campgrounds at Cultus Lake Provincial Park. There’s also Sunnyside Campground, which is owned and managed by Cultus Lake Park.

Is Cultus Lake family oriented?

Yes, it’s family friendly.

There’s the Cultus Lake Waterpark, Cultus Lake Golf Course, Cultus Lake Adventure Park, and Tap-Ins Putting Course for families.

You can hike Teapot Hill and spot all the teapots hidden along the trail. At the top of the hill is a great view of Cultus Lake.

You can also rent a paddle boat for some family fun.

Is there any fishing on Cultus Lake?

Cultus Lake is stocked with Rainbow trout, making it a popular spot for fishing.

Cultus Lake has a diverse fish population, with 19 different fish species. There are also two species-at-risk that call Cultus Lake home: Cultus Lake Pygmy sculpin and Cultus Lake Sockeye salmon.

You must have a valid British Columbia freshwater fishing license.

How to safely dock your boat

Always approach the dock slowly, whether you’re at a harbour, marina, or a private dock. Waves caused by a higher speed may disrupt other boaters.

  1. Approach the dock from the right angle. The ideal angle of approach is around 30 degrees. When your boat is within 10 metres of your docking point, shift into neutral and let your momentum carry you to the dock.
  2. Just before your boat touches the dock, turn its steering wheel so that the boat is positioned parallel to the dock.
  3. Once your boat is no longer moving, tie the mooring ropes at the bow and stern to the cleats on the dock.

Tips for safe boating on Cultus Lake

  • You need an appropriate, approved life jacket for each person on board your boat.
  • Know the area where you are boating and be aware of any hazards, such as rocks or logs.
  • Do not drink or do drugs when boating. Both can impair your judgment.
  • Have a bailer or manual bilge pump on board
  • Have a paddle on board
  • Have a sound signaling device (whistle) and flares
  • Have a magnetic compass
  • Have a watertight flashlight if you are operating your boat at night
  • Be aware of the heat and say hydrated
  • Check the weather forecast
  • Make sure someone knows where you are going and when you will return to shore.

Why choose Western for your B.C.
boat insurance?

Expertise

We are a leading Canadian insurance broker that works with our insurance partners to get you the best coverage options to protect your boat.

Competitive pricing

We offer competitive pricing to get you B.C. marine insurance at the best value for you.

Customer service

We are committed to providing excellent customer service and we are always available to answer any questions you may have about your boat insurance needs in British Columbia.

Convenience

We offer a range of online, phone, and in-person services, making it easy for you to get the B.C. marine insurance policy you need and to make changes as needed.