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Marine Insurance for Boating on Boya Lake (Ta Ch'ila Park)

Navigate the blue waters of Boya Lake with the right boat insurance.

The importance of boat insurance on Boya Lake

Boating on B.C.’s Boya Lake isn’t without risk. Boat insurance protects you, your passengers, and your boat. It provides you with needed financial protection when the unexpected happens.

Here’s why you need boat insurance:

  • Boat insurance protects you against an accident, injury, or death liability
  • Property damage
  • Theft, vandalism
  • Boat insurance protects you against a fire on your boat
  • Severe weather
  • Accident with uninsured/underinsured boat
  • Boat insurance can help cover legal fees, medical expenses, and property repairs or replacements

Marine insurance isn’t mandatory for boating on Boya Lake, but B.C. marinas can require it for mooring.

It’s recommended that you have $3 million in liability insurance coverage as part of your marine insurance to protect yourself as a boat owner in British Columbia.

Here’s what you need to know about boating on Boya Lake:

Where is it?

T? Ch?il? Provincial Park, formerly Boya Lake Provincial Park, is a provincial park located in the Stikine Region of B.C. Boya Lake is named for Charlie Boya, a First Nations man from the area.

It’s about 80 kilometres from the British Columbia-Yukon boundary and about 120 km north of the town of Dease Lake.

What’s there to do on Boya Lake?

Boya Lake is known for its colour and clarity.

The provincial park has two short hiking trails, a mountain bike trail, and many bays and islands to discover by canoe or motorboat.

How fast can my boat go on Boya Lake?

It’s important to obey all posted speed and vessel restrictions on the lake to promote safety and to protect the lake's ecosystem and shoreline.

Did you know?

Boya Lake is known for its colour and clarity. The bottom of the lake is composed of marl, a mixture of silt and shell fragments. The crystal clear waters and aquamarine lake colour are a result of the light reflecting from the marl bottom.

Is there any fishing?

Lake char, Round whitefish, Burbot, Northern suckers, and Sculpins can be caught in Boya Lake.

You need a valid B.C. fishing license to fish in Lake Boya.

Is there swimming?

Boya Lake is one of the few lakes in northern B.C. that’s warm enough for swimming.

What about camping?

There is front-country camping in T? Ch'il? Park.

How do I safely dock my boat?

  1. Always approach the dock slowly, whether you’re at a harbour, marina, or a private dock. Waves caused by a higher speed may disrupt other boaters.
  2. Approach the dock from the right angle. The ideal angle of approach is around 30 degrees. When your boat is within 10 metres of your docking point, shift into neutral and let your momentum carry you to the dock.
  3. Just before your boat touches the dock, turn its steering wheel so that the boat is positioned parallel to the dock.
  4. Once your boat is no longer moving, tie the mooring ropes at the bow and stern to the cleats on the dock.

Tips for safe boating on Boya Lake

  • You need an appropriate, approved life jacket for each person on board your boat.
  • Know the area where you are boating and be aware of any hazards, such as rocks or logs.
  • Do not drink or do drugs when boating. Both can impair your judgment.
  • Have a bailer or manual bilge pump on board
  • Have a paddle on board
  • Have a sound signaling device (whistle) and flares
  • Have a magnetic compass
  • Have a watertight flashlight if you are operating your boat at night
  • Be aware of the heat and say hydrated
  • Check the weather forecast
  • Make sure someone knows where you are going and when you will return to shore.

Why choose Western for your B.C.
boat insurance?

Expertise

We are a leading Canadian insurance broker that works with our insurance partners to get you the best coverage options to protect your boat.

Competitive pricing

We offer competitive pricing to get you B.C. marine insurance at the best value for you.

Customer service

We are committed to providing excellent customer service and we are always available to answer any questions you may have about your boat insurance needs in British Columbia.

Convenience

We offer a range of online, phone, and in-person services, making it easy for you to get the B.C. marine insurance policy you need and to make changes as needed.